There's no doubt that microfinance institutions have had a tremendous impact on the lives of many people around the world, particularly women. But is microcredit AN answer or THE answer? Is it a sustainable solution or a temporary fix? What else can be done to help poor families become economically self-sufficient? Is the added power of the Internet making it easier to solve problems or widening the divide?

And be sure to listen to the podcast of I.M.O.W.'s discussion with Jessica Jackley, co-founder of Kiva.org, and the transcript of our Web chat with her.