التنظيم

النساء والاقتصاد

مايزهو لوي تسأل من ينقذ من؟

أثناء الأزمة المالية في الولايات المتحدة وخطة الإنقاذ الحكومية في شهر أكتوبر (تشرين أول) 2008، قدمت الأخبار في التلفاز والمذياع مجموعة من المعلقين الذكور المرتبطين بوول ستريت، شارع المال في الدولة. إن الاستماع إلى مقاطع صوتية من حديث هؤلاء النقاد سيدفع أي أحد إلى الاعتقاد بأن مثل هؤلاء "الخبراء" وحدهم كان باستطاعتهم وحدهم تفسير هذه المعاملات الاقتصادية كثيرة التعقيدات. لكن الناشطة مايزهو لوي كانت تفضح الخرافات وتزيل الغموض عن المفاهيم الاقتصادية -- وكل هذا أثناء تنظيم النساء للقيام بعمل -- لأكثر من 30 عاماً. أجرى المتحف العالمي للنساء لقاءً مع السيدة لوي بعد وقت قصير من خطة الإنقاذ في أكتوبر (تشرين أول) لمناقشة كيفية تأثر النساء، على مدى السنوات، بالأزمات المستمرة والتصرفات التي قاموا بها لكبح هذه الأزمات التي نشأت عن تبادل مقاعد البرلمان والأماكن في غرف الاجتماعات التي نادراً ما يدخلنها.
الرجاء تفعيل جافا سكريبت وتركيب برنامج فلاش لمشاهدة أشرطة الفيديو.
 
مايزهو لوي، قائدة اتحاد منذ وقت طويل ومؤيدة العدالة الاقتصادية، توضح كيفية تأثير الأزمة الاقتصادية العالمية على النساء هنا في الولايات المتحدة ـ وما تفعله النساء حيالها.
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الناشطة العريقة مايزهو لوي، مديرة سابقة لمنظمة "الاتحاد من أجل اقتصاد عادل"، وهي تدير الآن مبادرة "إغلاق فجوة الثروات بين الأعراق" لصالح "مركز البصيرة لتطوير المجتمع الاقتصادي". شاهدي شاشة أكبر >
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أسوشيتد برس فوتوز/سوزان والش
من اليسار، بن بيرنيك، رئيس الاحتياطي الفدرالي؛ وكريستوفر كوكس، رئيس لجنة البورصة والأسهم؛ وروبرت ستيل، وكيل وزارة الخزانة للتمويل المحلي؛ وتيموثي جيثنر، رئيس بنك الاحتياط الفدرالي في نيويورك إلى اليمين وهم يستمعون في كابيتول هيل، واشنطن يوم الخميس 3 أبريل 2008 أثناء جلسة لجنة البنوك التابعة لمجلس الشيوخ حول خطة الإنقاذ الحكومية لشركات بير ستيرنز. شاهدي شاشة أكبر >
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في العصر الحالي، تضم اتحادات مثل "اتحدوا هنا!" مجموعة منوعة من الأعضاء، وهو مكون من مجموعة كبيرة من المهاجرين ونسبة عالية من الأمريكيين من أصل أفريقي، ولاتيني، وآسيوي. وغالبية أعضاء هذا الاتحاد من النساء. شاهدي شاشة أكبر >
اكتسبت مايزهو لوي ـ التي نشأت في الوسط الأمريكي كابنة لمهاجرين صينيين ـ فهماً مباشراً لكيفية تداخل الاقتصاد مع الأعراق والفئات الاجتماعية ونوع الجنس عندما أصبحت فجأة أماً غير متزوجة في منتصف السبعينيات. كانت ملزمة بالعثور على عمل في وقت صعب اقتصادياً، فوجدت نفسها تبيع الكعك المُحلى في سلسلة متاجر شهيرة بسبب ساعات العمل المرنة للوظيفة.

ثار الإحساس بالظلم لدى لوي عندما قال لها مديرها: "أوه، أنتم عمال جيدون أيها الصينيون، أليس كذلك؟" نتيجة إحساسها بالإساءة من الملاحظة، بقيت صامتة بسبب "أنني كنت بحاجة إلى عمل فعلاً. كنت يائسة"، إلا أنها تعلمت بسرعة "أن الوحيدين الذين كان باستطاعتهم عمل الكعك المُحلى هم الرجال، وكان غير مسموح للنساء إلا ببيعه" وكان هذا يفرض عليهن أجوراً أقل واحتراماً أقل في العمل.

في أحد الأيام، عندما كان سجل النقد غير صحيح، اتهمها مديرها بالسرقة من السجل بدون دليل وخصم المبلغ من راتبها. واكتشفت أن قانون عمل ينص على أنه من غير القانوني الاقتطاع من المرتب إذا كان المدير أيضاً يستطيع الوصول إلى سجل النقد.

ذهبت لوي إلى مجلس العمل، ورفعت قضية، واستردت مالها، وفقدت وظيفتها. لكنها شعرت بإحساس جيد حيال تلقين رئيسها درساً: "[كان يعتقد أن] النساء ستقبل بأي شيء، وخاصة الآسيويات. لم يكن يتوقع مني أن أقاتل".

أشعلت هذه الخبرة رغبة لوي في "أن تكون جزءاًً من حركة يجتمع الناس فيها معاً لجعل الحياة أسهل للجيل التالي من العمال، وخاصة النساء منهن".

انتهى الأمر بها إلى أن تعمل في أقسام الخدمات الغذائية في العديد من المستشفيات في بوسطن، وتشكل صداقات، وتقوم في النهاية بتنظيم زملائها في العمل ـ وأغلبهم من النساء الملونات من الطبقة العاملة ـ ليشكلوا بعضاً من أكبر اتحادات المدينة.

تتذكر قائلة: "نشأت على اعتقاد بأن لنا ... الحق في حرية الحديث والحق في التنظيم وما إلى ذلك. لكن ... تتوقف تلك الحقوق على باب العمل التجاري. لم يكن مسموحاً لنا بالحديث عن الاتحاد ... كنت مندهشة من قدر الخوف الذي كان موجوداً [لكنني] حصلت على عمل رائع لأنني كصرافة في الكافيتيريا استطعت نشر ثقافة الاتحاد!"

بالنسبة إلى لوي، كانت علاقاتها والتضامن مع زملائها في العمل أمران مهمان جداً. وتسجل لوي أن قيادة الاتحاد قد تغيرت كثيراً على مدى السنوات الثلاثين الماضية. والآن تقود النساء الملونات ـ وكثيرات منهن مهاجرات ـ الاتحادات في مصانع الملابس، والمزارع، وصناعات الخدمات الغذائية. كما أن أنماط القيادة النسائية تختلف أيضاً، ولا تظهر من الجماهير وإنما معها.

عند الحديث عن الأزمة المالية وخطة الإنقاذ المالي في 2008، توضح لوي قائلة: "أولاً، الأزمة كانت قائمة منذ فترة عند القاع. لم يتم وصفها في الواقع بأنها أزمة كبيرة إلى أن بدأت في التأثير على المحافظ المالية للمستثمرين الأثرياء. كان فقدان الوظائف يحدث منذ عدة سنوات، ولم يزد الدخل الحقيقي منذ وقت طويل، ولذلك كان الناس يعيشون بدخل أقل، وبالتالي يقترضون أكثر .... ليس لدى الناس مسند".

توضح لوي أن الضربة الأقسى أصابت النساء، ومجتمعات الطبقة العاملة، والأقليات العرقية، والمهاجرين ـ وهم في الغالب مجموعات متداخلة من الناس. وتضيف: "السر الصغير القذر في مجتمعنا هو أنه تم بناؤه على ديون الناس العاديين".

تستخدم لوي الآن خبرتها كعاملة، وقائدة اتحاد لأكثر من 30 عاماً، وكباحثة مؤخراً في تحدي سلطة من يطلق عليهم خبراء وتعبّر عن اهتمامات الأمريكي العادي: "ليس الاقتصاد أحد أنواع الآلات العملاقة. إنه في الواقع الحياة اليومية للناس العاديين، وما يواجهونه أثناء محاولتهم الذهاب إلى متجر البقالة، والحصول على عمل، والحصول على شيك أجر، ورعاية أطفالهن".

وبفضل عقود عديدة من سياسات "إعفاء الأغنياء من الضرائب ليصل الأثر إلى الفقراء"، والتي لم تصل بعد إلى الفقراء، تصبح تلك التحديات أكبر من أي وقت مضى، لكن مايزهو لوي إحدى النساء الكثيرات اللاتي يحاولن أن يصنعن فرقاً.


United for a Fair Economy

(14) | قدمي أضف تعليقك

بطاقات:

podcast , Heidi , بودكاست




التعليقات

Shannon
الولايات المتحدة الأمريكية

The story that Lui gave about being a "little Asian girl" who was belittled because she was both Asian and female really spoke to me. I've had experiences in my past where people speak to me in a softer tone and almost dumbed down way just because I'm Asian. They don't think that I am strong with a firm opinion on anything.
Also, her comment at the very end about people needing to be more educated about how the economy works really got to me. Even with the economy class at school, I still don't really understand how the economy works or how political today's economy is. Because of this, I don't really have any opinions about how the middle class society is being taken care of economically. I don't really have anything to take a stand on. I think it's important that high school students get more of an education on this kind of stuff in order to form their own opinion and stand up for it. Also, I believe that women should receive more empowerment in both from school and from their families, perhaps with help from the media, in order to help them believe that they are just as powerful and in control of their lives as men are. They shouldn't think they need a man to handle all of their financial needs. I would like to be able to take care of my own bills or taxes and not worry about having my boyfriend take care of it for me.

Heidi
الولايات المتحدة الأمريكية

I felt like after listening to this pod cast that most of the ideas presented have a direct impact on my life. I am a woman of color and I am also a lesbian. I feel like I always say that I am a triple threat because I have so many things working against me. One of two of the ideas that stood out for me was when Meizhu Lui spoke about her father telling her that as a woman of color that she would have to work twice as hard. It is so true and its always been that way. I know that it’s a lot harder for me to get a job and to be able to climb the corporate ladder. It is also a fact that at my last job it was segregated between administrative staff that consisted of all women and corporate staff and managers that consisted of all men. It was a-typical that women were paid a lot less and we did all of the work. The men were making 100,000 a year. It felt so unfair. In my boss’ opinion the men needed to make more money so that they could support their families while us women only needed just enough because we should have husbands to support us. It didn’t make sense in my case. I really feel like my experience there was full of injustices. The second idea that stood out to me was the fact that women of color are often not in leadership roles and I think a lot of this has to do with the fact that most people who come from lower income backgrounds think of themselves that way. This was another idea presented within the podcast. Its easy to be a “middle class thinker” when so many things are working against you. I really enjoyed listening to the part about how we live on less an borrow more because no-one was there for me as teen or young adult to steer me in the right direction. I think if I had the education then I would be in a better place financially. I feel like its our duty to educated our little ones. I think we can start within our own families and close friends and make sure our youth are educated and make smart choices with their money and invest in the right places. As a student I had to borrow a lot of money to pay for college because my mother did not have the means to send me college. For her, college was not as important. She comes from an age where going to school is secondary to working hard and paying the bills. She has always lived pay check to pay check. I do not want to live that way. Unfortunately, she did not teach me how to value money because she didn’t value money. Its not her fault. My grandmother was poor and raised in the south. I think its up to me as the third generation to make a difference and huge impact on my families worth and wealth. I think its important for me as a women of color to present different ideas to my circle of friends and to my community. This is why I’m majoring in Psychology and Sociology. I think it’s the best of two worlds and I want to be able to get myself in a place education wise, so that I can be a positive role model for my nieces #1 and of course if I have daughters. I think its important to not speak out and to not be afraid to say something when you know something is not right. Like Meizhu Lui speaking out for 6.00 that she knew she was owed, its important for principal matters to demand respect when respect is not given. I have to admit that I have been in several situations where I knew I should say something. I was too scared to do it, but it does help to hear another woman of colors story and to be able to use that as a tool to encourage myself in future situations. I think the most important thing women should do is educate themselves. I know that since I stared Cal State, East Bay that I have learned a lot about social issues just from the four sociology classes I have taken. It’s important not to be invisible and to fight for injustices whenever they present themselves.

Jed Wells
الولايات المتحدة الأمريكية

I enjoyed the podcast interview of Mrs. Meizhu Lui and I also learned a lot about she is huge influential leader in the community and standing up for womens fair rights in the economy.

I enjoyed how Meizhu Lui shared a personal experience of her own working career and tied it together with how she grew and developed into a leader in society that others can mold themselves around.

My grandparents faced the same type of discrimination when they first started working on the farms in northern california. Because of their pacific islander decent they were performing a lot of the manual labor hard work. They had other co-workers that were younger and stronger then them but because they were minorities my grandparents had to perform the tough labor. Thanks to Women like Meizhu Lui fighting for what she believes my wife, and my children will not face the same difficulties my grandparents did.

Kcamp
الولايات المتحدة الأمريكية

Who is bailing out whom?

Meizhu Lui made several points that really hit home for me. First and foremost, Lui recognizes the struggle of women in the economy, workplace and in society in general. I have found that being a woman has very specific challenges. I agree with Meizhu Lu, that as a child I thought such rights as free speech and fairness were equally granted. This is not always the case. On more than one occasion I felt like my thoughts and opinions were marginally credited based on my gender. I also recognize the lack of educated role models that women and minorities have in terms of the economic community. Like many other Americans, I am also feeling the current economic crisis. Lui points out that the crisis is really about, “day-to-day living of ordinary people,” which I feel is so true. Real people are being affected everyday by the crisis and those are the investments are government needs make. I have yet to see any relieve from the so called bail out and am suspicious of how the money is being spent. All I know is I am still struggling along with my family and friends. As a woman I have taken several steps to ensure my finical stability as well as have an impact on the economy. I strive to be an independent woman and therefore control every aspect of my finances. I pay my own bills, control my accounts and invest in tings that I find to be worthy. I believe there is strength and power in being independent and educated. I am currently a student at Cal State East Bay and have every intention of continuing my education. In my opinion it is important for women to be educated in matters that affect them and the greater society. In terms of the economy, we can all make little changes in our purchases in order to support financial institutions that in turn support women and minorities in their corporate practices. I am reminded of a quote I once heard, “Alone we beg, together we bargain.”

S. Zahidy
الولايات المتحدة الأمريكية

After listening the podcast of Meizhu Lui I got the feeling that she is sincerely advocating economical fairness and social justice. She is a talented woman with a deep feeling for the disadvantaged people of all races, She is very much concern how women are doing in business and how she can help them. Starting her career as a working class woman, she understands a lot about in and out of what the disadvantaged, minorities, woman and in general the color people are going through in their day-by-day life to earn money for a living. It is good to pay attention that she is not after superficial solution but looking for a grass root way of solving economic problem for all who in spite of their talent and desire have been deprived of a prosperous life due to their lack of economical success.
Her talk is very inspiring. Her knowledge of economy and how it works for some and how it hurts others is very awakening. When she mentions that Economy is “really about the day-to-day living of ordinary people, and what they face as they try to go to the grocery store, try to get a job, try to get a paycheck, and take care of their kids.", she is measuring economy to the degree it is at the service of ordinary people. In line with such thought she is not favoring the recent bail outs and questioning why instead of banks they did not go to the people who are economically in trouble and directly helped them.
She understands how developing a local economy is to the advantage of local people. In this regard her community economic development involvement can be very motivating for local people. I hope she can succeed in implementing her ideas and be a stronger voice for the deprived people.

image
مشترك محذوف

Listening to Lui telling her story of how she started out as a single mom, struggling and working at Duncan donuts made me remember my first jobs. I too, am a woman of color,and experienced so much discrimination, subtle yet it was there. When I first went to work for an accountant, near Lake Merrit in Oakland, Ca, I could sense something was wrong.
He started calling me "Honey", and "Sweetheart, go get my this or that," I couldn't stand it. I was there for about an hour. Then I got up and went into his office and told him, I was not his honey or his sweetheart and he could take his job and shove it. I was so nervous and scared! I was 19 and needed the job to help my mom pay the bills!
I left feeling bad, where would I find another job?
This one I had gotten through an agency.
Later on that day, I felt I had to leave, I was not going to be humiliated by a man ever. Liu has really pinpointed a lot of things I have gone through, many different kinds of subtle discriminations. One of her ideas that helped me realize what is going on in the economy is that people who spend money on credit, are really not helping themselves in the long run.
They are better off trying to start their own business. I have been thinking about starting my own day care, and trying to get some funding. I also feel her ideas about women getting together on a local level and helping each other, like they do in Africa is a good idea. I am passionate about women going to school, and getting some kind of skill or training, so they can be better prepared to handle emergencies and to be able to empower other women.

BELAL AYYAD
الولايات المتحدة الأمريكية

I really thought that Meizhu lui story was a sad story and at the same time it was a story to encourage other people to not be quiet and defend you rights. In some parts of her story it kinds of reminds me of when I got my first job, it was at a grocery story. At the time I was a very young teenager so because of that they would always pick on me saying you’re the youngest working here what are you doing here and so on. I did the same exact thing she did just be quiet and that’s what I did after a year or so I was doing so much work more than all the guys there and I became supervisor for all of them. So that changed the whole situation around and all of them started respecting me. I think that if people were not racist about other people’s genders or if there immigrants or not everyone would live life in peace and would have no problems. Another thing if everyone in the economy was straight forward without lying the economy would be in better shape.

Princess Malia
الولايات المتحدة الأمريكية

It was great hearing from an Asian woman perspective in the role of activist and not just victim. I found Meizhu inspiring and refreshing. Some points points really resonated with me throughout her interview. First, she spoke of taking a stand on her own against her white male boss who basically expected her to sit back and accept the $6 dock in pay. It didn't matter how little the amount was, she was going on principal even though she did need that flexible job because of her son. I found her inspiring and brave. I, too, have had to face moral dilemmas in my own position at work where within the first week of my managerial position, I was pulled from my work to do a "photoshoot" because my bosses thought I was "pretty". I was steaming on the inside, and I actually thought, "I can't say anything, I'll just do this because I really need this..." but then one of my fellow women of color co-workers was like, "Girl, if you don't stand up for yourself now......" So I did. I said, "I'm not taking anymore pictures," when they took a break and I said, "You all objectified me and it does not feel good as a person, as a woman, but also as a professional. That's not part of my job description: to be a poster child for this organization." Also, when she spoke of her interview style from the perspective of a woman of color, she made mention of how she told her own personal stories first in order to really put some reality to the statistical data. It absolutely makes sense. This is a common way for us as people of color to identify with one another. We share personal stories so that people know WHO we are, not just WHAT we know. I found Meizhu to be very aware and knowledgable regarding the current unrest in the marketplace. She "hit it right on the head" when she said that it didn't turn into a crisis until the wealthy (read: white) investors at the top were starting to feel a bit of a pinch--though nothing like the devastation that has been claiming the financial livelihood of so many working class Americans. I identified with her when she said that she came to a point that she was no longer going to try to identify and fit in with the middle class because she wasn't, but that her perspective began to shift to see herself as just as worthy as a human, no matter what class she came from. In regards to the finances of women and children in the economy I have to say that I am elated to at least have Hillary Clinton as Secretary of State. I really hope that she impresses upon the president the need to create more fair and equitable practices in poorer, more minority populated areas of America. Unfair lending practices, and unclear messages have been sent to this population and they have been taken advantage of by the masses with the beneficiaries at the very top. They have been allowed to continue to practice this way because their workforce is made up of the same working class population who can't afford to lose what little benefits they have, so they stick by the "Big Guys" who don't really have their best interests in mind, they have a carrot called "insurance" hanging over these people's heads. We need universal health care so that people aren't afraid to stand up for their rights on the job.

Princess Malia
الولايات المتحدة الأمريكية

I just looked at the time stamp, and it is 11:59...not 12 something! What the heck?!

Angela Robertson
الولايات المتحدة الأمريكية

So many of the statements Meizhu brought forth resonated with me. Howver, I will focus on two points. My mother had always been a hard working woman, but after my father died, my family had to receive government assistance/Welfare for a time being. I remember her feeling embarrassed because she was accepting handouts and was looked down upon as if she was simply a lazy person trying to beat the system like the rest of the minorities. She tried many times to put away savings, but back in the '70's and 80's, welfare agents were much more involved in the personal business of families. The agents would drop by unannounced to our house and examine the food or the items we had. If they decided that we didn't have enough welfare money to have that item, our benefits were cut. They didn't even consider that maybe you saved money from prior checks and this was probably because they knew they weren't really giving enough for families to survive on. And it was a no no to say someone gave it to you because then the agents would demand their names and information so they could go and investigate them. The system that was supposedly designed to help families get back on their feet and off of public assistance was the same system preventing them from getting ahead. Fortunately for us, we somehow found a way to get out of the system, but this kind of institutional/systematic working has kept generation after generation "stuck" in the rut. This contributes to the low high school graduation rates, children having children, the fact that college attendance by minorities is low, and a host of other social ills. Another point she spoke about that was interesting to me was her comments about the attitude people have towards their jobs these days. When I first entered the work world, I felt apart of my job and that the contributions I made was helpful and welcomed. I am now a manager and realize that some workers do not care about their current positions or the job in general. They come to work each day with the attitude of just doing the bare minimal to get a pay check, feel no attachment to the organization, and would rather run rampant through the office complaining and spreading gossip than offering suggestions or exhibiting the interest in changing any of the things they are complaining about. It is what Meizhu eluded to when she spoke about how people become complacent and feel that one voice or one person dosen't matter in the grand scheme of things.
Angela Robertson

What really gave me such an impact me from this interview was when Lui commented on how her first manager gave a rude remark towards her, “You Chinese are good workers, aren't you?" What also stood out was the fact that she pointed out how any person of color, especially a color women, would have to work twice as hard. “I'm really going to be asked to work harder than the white women who are in this job, and what my father had always said to me is true, which is that you have to work twice as hard to be equal if you're not white.”

It is heartbreaking to see women of color treated in different manner, I could relate to Lui in the situation where you have to work harder to be recognized or get better pay. I am Mexican American and even though I do have and education or speak English perfectly society cannot help but to set stereotypes.

I think that women do have to demand more of their “own dollars to be used to invest in our own communities”. Not only that but like many unions, show the white class that women of color are qualified anything just like the whit class. It is time that we as color women step up to the plate and say, “yes we can!”

Joy T.
الولايات المتحدة الأمريكية

Meizhu Lui’s interview was quite inspiring. Listening to her describe how she discovered her boss was breaking the labor laws, took him to court, and won is very encouraging. It’s a good example as to how if we educate ourselves and are willing to fight for what’s right we can accomplish many things.

I also liked how she mentioned her decision to take the Dunkin Doughnuts job and cafeteria job at the hospital were at first a necessity but she decided to stay when she realized, as she puts it, “trying to find ways to uplift all of us was where I wanted to be.” I felt it was heartening that she was willing to stick with her co-workers and fight on their behalf as well as others in similar positions.

I am able to relate in how she was at one time jobless looking for work in a bad economy as that is exactly where I currently stand. I was recently laid off due to the declining economy and have had a difficult time finding work that is able to accommodate my school schedule. I can also relate to what she mentioned about people needing to be informed more about the economy. She stated that, “…the economy has been mystified,” and even though they are a part of it people are easily intimated by it. I myself have recently started to pay more attention to the details trying to learn more about what’s going on around me rather than being so focused on my own personal issues.

I agree that people should be more educated, especially in how they can make a difference to improve upon things that would benefit them directly. I firmly believe that knowledge is empowering.

Ms. Lui makes some strong points in her interview, and she did point out a some of the flaws that the current country has in terms of the current economic crisis. In the beginning of her discussion, Lui explains how unions have slowly disappeared and become a dying organization. She mentions that it isn’t necessarily the fault of the unions, but possibly the companies and corporations that have found ways to move abroad and outsource many jobs. This is interesting because one of my family members is did at one time work for a union that was contracted by various companies, and in comparison to other non-unionized electricians, he was making a large amount of more money than them.

A couple of the companies now have changed contracts with the unions, now allowing non-union electricians to be hired in an attempt to keep costs down. I believe this to be a necessary action, because there is a certain point to which you can keep these expensive workers when you know full well that you could hire a non-union worker for much less. Although I see that value of unions, I do see it from Management’s side as well because it goes against common sense for the company.

Another important subject that Lui touched on was in regards to the economic crisis that has been happening to the bottom of society. She mentions that real income has not increased of the past few years, meaning that people are essentially living on less because their dollar last year is cannot buy the same amount of stuff this year. This has pushed Americans to borrow more and save less, and this is what the financial sector wanted. So now that everyone is feeling the crunch, people have realized that the giant holes of debt that everyone was in, will only lead to a catastrophe.

Currently the United States is in a recession. Most other countries, including almost all of Europe, China, India, and Japan are experiencing this as well. And it seems appalling that these large companies that exercised such irresponsible business techniques are getting bailed out. The fundamentals of the economy, the working people need to be helped and not those large companies. Since all these bad loans got us into this mess into the first place, why do we need to give money to banks so they can lead out more money? Does that make sense? Instead, why couldn’t we pour billions of dollars back into community programs, social services, and tax checks to those hard working people that help pay for this bailout? If we want to keep the fundamentals of our economy safe, that is the average American worker, than we should reward him and not the profit seeking corporation.

The final point I’d like to speak about is the importance of living within one’s means. American is known to have that “buy now, pay later” approach to products, but this has really sucked out the blood of the consumers of this country. ‘Zero down’, ‘no payments till next year’ all these tactics to get people to buy now has really pushed this country to a very tight spot, because everyone gets sucked into the idea that they can afford that brand new car, or that nice little condo, and even that 55” plasma tv, but people realize soon that they have bitten off more than they can chew.

My advice to is to live in your means, and save as often as possible. Try to put money down when making a large purchase. Try to pay more than your minimum payment if you have to charge it. Use your debit card instead of your credit card. All these things can help push you away from those false claims of how easy the American Dream can be reached. Last time I checked, this country was built by honest, hard-working people, not people who bought wildly on money they didn’t have.

It seems like discrimination still exists. The discrimination between men and women has been a long issue. President Obama promised that he would eradicate this problem.

On the other hand, the biggest priority for President Obama since day one has been taken. It may seem that the economic stimulus package is a long way off, but it is being worked on.

The payday loan our economy needs to create jobs and get things moving again is almost passed. Luckily, President Obama got right to work on it. Read more.


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